Insurance & Financing
At SMiles Encino General & Family Dentistry, you should never feel like quality dental care is out of reach. No matter whether you visit us for preventive care, restorative treatment, or a cosmetic procedure, our team makes it easy, straightforward, and affordable. We proudly work with a wide range of insurance providers and offer flexible financing options so you can focus on your health—not financial stress.
We Accept Medi-Cal & California Government Insurance
Access to care matters. That’s why we proudly:
We provide transparent pricing and flexible payment options so everyone can access the latest dental technology.
Accept California government insurance programs
If you’re covered under a state-supported plan, our team will help you understand your benefits and guide you through the approval process. We’re experienced in working with government insurance plans and will make every effort to maximize your coverage.
If you’re unsure about your eligibility or benefits, call us before your appointment. We’ll verify your coverage and explain what is included—clearly and honestly.
In-Network Insurance Providers
We are in-network with most major insurance companies, making your dental care more affordable and predictable.
99% of patients have successfully booked with these insurance providers:
Aetna
BlueCross BlueShield
Cigna
Delta Dental
Guardian
MetLife
UnitedHealthcare
We have pre-negotiated in-network rates with carriers to help lower your out-of-pocket costs.
The front desk team shall;
Verify your benefits before treatment
Provide clear cost estimates
Submit claims on your behalf
Help you understand deductibles, co-pays, and annual maximums
No confusion. No surprises.
Affordable Care for Every Patient
Not everyone has insurance—and that’s okay. We are committed to affordability for all patients, regardless of coverage.
Flexible Payment Plans
We offer payment plans that let you spread your treatment costs into monthly payments. If you need just one procedure or a whole treatment plan, we will work with you on a payment schedule that fits your budget.
You should never delay essential dental care because of finances.
Monthly Subscription Plan
For patients without insurance, our monthly subscription plan offers an easy, predictable way to maintain your oral health.
Benefits may include:
Routine exams
Professional cleanings
Necessary X-rays
Exclusive discounts on additional treatments
This plan is designed to help individuals and families consistently access preventive care while saving money in the long term.
If you don’t have traditional dental insurance, this is a smart alternative that keeps your smile protected year-round.
Transparent Pricing & No Hidden Fees
Trust starts with clarity. Before any procedure begins, you’ll receive:
A detailed breakdown of costs
An explanation of what insurance covers
Clear payment options
Our team takes time to answer your questions so you feel confident in your decisions.
Why Insurance Matters — But Shouldn't Be a Barrier
Dental insurance can significantly reduce the cost of preventive and restorative care. However, even if your treatment isn’t fully covered, we’ll help you explore:
Partial coverage options
Payment plan alternatives
Subscription savings
Flexible scheduling
Your oral health is an investment in your overall well-being. We’re here to make that investment manageable.
Need Help Verifying Your Insurance?
If you’re unsure whether your insurance is accepted, contact our office before scheduling. We can:
Confirm if we're in-network
Check your benefits
Estimate your out-of-pocket costs
Explain financing options
Our goal is simple: make your visit stress-free from start to finish.
Your Smile Shouldn't Wait
SMiles Encino General & Family Dentistry is an expert dentist at affordable prices in the real world. No matter whether you have Medi-Cal, the California government’s insurance plan, or a large provider like Aetna or Delta Dental, we can help you get what you deserve.
And if you don’t have insurance? We’ve built flexible solutions just for you.
Ready to get started? Contact our team today to verify your coverage or learn more about our payment and subscription options.